Equifax Data Breach

September 19, 2017

ALERT

TO: Jefferson Credit Union Members
FROM: Charles R. Faulkner, President & CEO
DATE: September 15, 2017

In cooperation with Alabama Credit Union Administration (ACUA), Jefferson Credit Union (JCU) is providing this Alert in response to the recent data security breach by Equifax that compromised the personal information of as many as 143 million consumers.

JCU is notifying its members of the data security breach and is providing guidance to assist our members with protecting their financial accounts.

Additional information about the breach is available on the Federal Trade Commission (FTC) Consumer Information website at https://www.consumer.ftc.gov/blog/2017/09/equifax-data-breach-what-do.

We recommend that JCU members take the following precautions:

  • Regularly request free credit report(s), inspect the report(s) closely, and promptly
    dispute any unauthorized accounts.
  • Inspect all financial account statements closely and promptly dispute any
    unauthorized charges.
  • Consider enrolling in free credit reporting and monitoring services.
  • Consider implementing a credit lock or credit freeze on your existing credit files.
  • Consider placing a fraud alert on your account if you believe your data has been compromised.
  • Monitor potential credit activity in the names of any of your children.
  • Be on guard for potential phishing emails. This includes not opening email messages or attachments from unknown senders and not clicking on any unknown links. This also includes not providing sensitive information via email. Fraudsters frequently send coercive or misleading emails that threaten account suspension or other action if sensitive information is not provided.
  • Be vigilant in checking the accuracy of email addresses to confirm the sender is legitimate.
  • Do not respond to email from spoofed email addresses (i.e., email addresses that appear correct, but make minor changes in the domain name, such as changing the letter O to the number zero).
  • Remember that JCU will not ask its members to verify account information via email.