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  • Please Visit Us at Our Newest Branch in Hoover!
    February 9, 2014

    The new JCU Hoover branch is now open! It is just off Highway 150 on Ross Bridge Parkway, right behind the Kangaroo Express and Walgreens. Office hours are 8:30 to 5:00 Monday through Thursday, 8:30 to 6:00 on Fridays, and 9:00 to 12:00 on Saturdays. It is a full-service branch with the latest...

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  • Live Chat Available
    February 8, 2014

    We now have another service to help you get help--Live Chat!  Just click on the green button at the top of the page, and you can immediately chat live with one of our representatives.  Hours of availability are 7:00 A.M. to 7:00 P.M. Monday through Friday and 7:00 A.M. to 4:00 P.M. on Saturday....

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  • New Hoover Branch
    May 17, 2013

    Exciting news: JCU is right now building a new branch in Hoover for your convenience! It is just off Highway 150 on Ross Bridge Parkway, right behind the Kangaroo Express. The scheduled opening date is Sept. 10, 2013. It will be a full-service branch with the latest technology in member...

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  • Tell Your Senators/Congressmen: Don't Tax My Credit Union
    May 17, 2013

    The U.S. Congress has been considering taxing credit unions for the first time ever as part of the tax reform planned for this fall.  This would hurt millions of Americans who benefit from credit unions in many different ways.  Time is growing short; completion of the written bill is expected by...

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  • Credit Card Information Available
    April 8, 2013

    Credit card information and the ability to make payments to credit cards is now available online.  Go to https://obc.itsme247.com/807/ and log in as usual.  Your credit card will appear along with your other accounts at the credit union on the Account Summary page.  Click on the link, and you...

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  • New Office Hours
    March 22, 2013

    JCU Members: On April 1st, our office hours will be changing to the following: Birmingham: Monday-Friday 8:00 A.M. to 5:00 P.M. Hueytown: Monday-Friday 9:00 A.M. to 5:00 P.M., Saturday 9:00 A.M. to 1:00 P.M. Fultondale: Monday-Friday 9:00 A.M. to 5:00 P.M., Saturday 9:00 A.M. to 1:00 P.M.

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  • Annual Membership Meeting
    March 13, 2013

    On March 27th at 1:00 P.M., employees and members of the credit union will be meeting in Room A420 of the Jefferson County Courthouse to discuss the current state of the credit union and to make decisions for the future.  All members are invited to attend, as this is your credit union and you...

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  • Please Help Families of Sandy Hook Victims
    December 17, 2012

    Please join with us in supporting the families and individuals affected by the tragedy at Sandy Hook Elementary.  You can help by donating to the Sandy Hook School Support Fund through United Way of Western Connecticut.  Please use the link below to make your donation online. ...

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  • Q&A: What’s My FICO Score?
    August 23, 2012

    Laura Edgar is a senior writer for NerdWallet.com, an unbiased personal finance website dedicated to promoting financial literacy. Your FICO score might just be the most important 3-digit number of your life. It’s a key factor in determining the interest rate on your next mortgage, auto loan or...

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  • Free Checking Still Available
    August 15, 2012

    Has your financial institution started charging you a fee for a basic checking account?  If so, you're not alone.  Free checking accounts used to be easy to find just a few years ago--every bank and credit union offered it, and those that didn't lost their competitive edge.  Nowadays, most either...

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  • Credit Union Day at Six Flags
    July 27, 2012

    Members of Jefferson Credit Union are invited to take advantage of a great opportunity for some low-cost family fun!  Six Flags Over Georgia will be hosting Credit Union Day on Saturday, August 18th.  Because (and only if) you are a member of JCU, you will get an incredible deal: For 36 bucks...

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  • Small Business Legislation
    May 2, 2012

    You may have heard of some controversial legislation in the U.S. Senate that is attempting to raise the cap on the amount credit unions that credit unions can lend to businesses.  It is controversial because many banks and bank-affiliated organizations oppose it.  14 years ago, legislation was...

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  • Financial Self Defense: Beware of Unlicensed Contractors
    May 1, 2012

    It happens all too often - someone with a pickup truck and a smile will knock on your door, mention something about your house that may need work, and they'll offer to do it at a cost that seems almost too good to be true. Frequently, they'll tell you they were working in the area anyway, which...

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  • How Is a Credit Union Different From a Bank?
    April 25, 2012

    Many people don’t know the difference between credit unions and banks. At first glance, the two are very much alike. In general, they both have checking accounts and savings accounts. They both do loans. They both have branches where you can go to deposit or withdraw money. They both issue checks...

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  • Your Participation is Needed--Help Small Businesses to Grow
    April 2, 2012

    Small businesses in our country need your help!  Our small businesses are the engine of our economy, providing 2/3 of all new jobs, but right now their hands are tied because many can't get the small loans they need.  Banks have decreased their lending to businesses since the onset of the...

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  • Hot Dog Sale for Muscular Dystrophy
    March 13, 2012

    We will be having a hot dog sale tomorrow (Thursday, March 15) as another fundraiser for Muscular Dystrophy.  You will be able to make a lunch out of it, as there will be chips and drinks with the hot dogs.  Or how about just a drink while you wait in line?  See you there!

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  • Bank Would "Celebrate" Charging Higher Fees--Say What?!
    March 2, 2012

    According to a Huffington Post article today, a JP Morgan Chase bank official said that he would "celebrate" if the bank could charge higher fees for checking accounts.  In that conversation, he spoke about the monthly fees that consumers pay for things like gym memberships, Netflix...

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  • Bake Sale Tomorrow!
    March 1, 2012

    Jefferson Credit Union will be having a bake sale tomorrow at the main office (downtown Birmingham courthouse) to raise money for the Muscular Dystrophy Association.  There will be lots of different choices, so stop by and bring your sweet tooth!  It's so easy to contribute when it's this delicious!

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  • Support the Muscular Dystrophy Association
    February 24, 2012

    Hundreds of people are diagnosed with Muscular Dystrophy every year.  It is a serious disease that profoundly affects the lives of those people, and it is currently a disease with no cure.  In our branches, you will notice a small "pot" in which are shamrocks with names.  Please come to any of the...

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  • Thursday Club Cinema, sponsored by Jefferson Credit Union
    February 14, 2012

    Thursday Nights are great evenings to spend at the Alabama Theatre!  This week, our final film of the 2012 Thursday Club Cinema Film Series: The Limey (1999, Steven Soderbergh) Jefferson Credit Union presents Thursday Club Cinema at the Alabama Theatre, a film series produced by Black & White....

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  • Getting the best rate on auto loans
    February 10, 2012

    If you're buying a car at a dealership and the dealer offers to finance it for you at 0% or close to it, make sure you ask to see all the fine print. Many times the dealer will tell you that if you take the low interest rate, then the price of the car will be more than the sticker says. In this...

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  • JCU Earns 5-Star Rating
    January 27, 2012

    This month, Jefferson Credit Union earned a 5-Star rating from BauerFinancial, the leading company in objectively rating banks and credit unions according to financial performance. For comparison, none of the largest financial institutions in Birmingham received any rating better than 3.5-Star....

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  • Do the different money styles of you and your partner create balance...or conflict?
    January 26, 2012

    One of the biggest sources of marital conflict is money. Since there are so many different ways people handle money, and different people will have different priorities, the differences a couple may have can indeed become a source of conflict. However, if you consider the fact that your...

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  • Cooperative Spirit of Credit Unions
    October 17, 2011

    Did you know that credit unions cooperate with each other to help the credit union movement as a whole?  This is very different from banks, who keep knowledge and resources to themselves because they don't want to aid their competition any more than is necessary.  This is one more thing that...

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  • Did You Know We Have Mortgages?
    October 10, 2011

    Jefferson Credit Union not only has mortgages, but has some of the best rates on mortgages you will find anywhere.  Mortgage rates are at rock-bottom lows right now, so if you're considering home ownership, now's the time to act!  Give us a call at 205-444-4528.

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  • Time to Dump Your Bank!
    October 7, 2011

    Has your bank started charging you fees for using your debit card or for having a checking account?  If they aren't, chances are, they will soon.  Many banks have announced plans to start charging fees for these services in response to legislation that took away some of their income associated...

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  • Ready to Wear--book by Mary Lou Andre
    October 5, 2011

    If you're looking to cut back on your spending but don't want those budget cuts reflected in your wardrobe, this book is a must-read. Focused on women's clothing, the author explains how you can organize your closet to find hidden outfits, make the most of what you already have, and shop your own...

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  • Credit Unions Are "Building a Better World"
    October 4, 2011

    "Building a Better World"--by The Disclosures  http://www.youtube.com/watch?v=8QX8EniLa9o&feature=colike

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  • Pre-Holiday Shopping Inventory
    September 27, 2011

    Before you begin your holiday shopping, take inventory. Unless this is your first year celebrating the winter holidays at home, you probably have more in the house than you realize. Home decor items used last year and earlier are probably still good for this year. Gifts you received, bought on...

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  • New Credit Union Image Campaign
    September 9, 2011

    This week, the League of Southeastern Credit Unions, which represents credit unions in Alabama and Florida, launched a new ad campaign to promote credit unions and public awareness of credit unions.  The theme is "Credit Unions: We're giving banking a better name."  The message is clear and...

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  • JCU Now Offering FamilyMint Program for Youth
    September 8, 2011

    Press Release from PRWEB: Award Winning Application We are thrilled to be able to offer a service with such highly practical and relevant financial education to youth. Ann Arbor, MI (PRWEB) September 08, 2011 FamilyMint is excited to partner with Jefferson Credit Union who is taking financial...

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  • Q&A: Work From Home Scams
    August 31, 2011

    Q: I'm a stay at home mom but can use some extra cash. Every so often, I see an ad promising $1,400 a month or more for part-time work from home. It seems too good to be true. What am I missing?A: If it sounds too good to be true, it probably is. Any claim that you can rake it in without any...

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  • Help Jefferson Credit Union Make Miracles
    August 29, 2011

    Jefferson Credit Union is participating in Miracle Jeans Day, a fundraiser where employees wear jeans to work on September 14 by donating five dollars to Children’s Hospital of Alabama. Want to join our team in making miracles for the kids at Children’s Hospital of Alabama?  Stop by a branch...

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  • Special VISA Credit Card Rate--This Month Only
    August 4, 2011

    Save money on back-to-school purchases!  We are having a 3.99% APR promotional rate on JCU credit card purchases made August 1st through August 31st.  Just use your Jefferson Credit Union credit card, and you'll get this low rate until March of 2012.  Don't miss out on this hot deal!

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  • Mobile Banking Is Here!
    August 2, 2011

    Jefferson Credit Union is proud to introduce JCU Mobile Banking! If you have an iPhone, Android-based smartphone, Blackberry, or any other phone or smartphone that has access to the Internet, you can log in to JCU Mobile Banking by going to http://JeffersonCreditUnion.org. You can do everything on...

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  • Credit Union Movement Is on the Rise
    July 29, 2011

    Did you know that the credit union movement is 92 million strong and growing?  More than 92 million people in America are members of credit unions, and that number will continue to grow as more and more people realize the advantages that credit unions have over other financial institutions.  Join...

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  • The Real Cost of Free Vacations
    July 26, 2011

    Every so often, you see them being offered for taking a small step, such as visiting a furniture showroom (no purchase necessary!). The two-night, three-day hotel stay seems too good to be true….so what’s the catch? Well, as you probably know, hotels are not 100% full all of the time and they’re happy...

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  • The Early Show on CBS News tells the difference between banks & credit unions
    July 22, 2011

    Check out this YouTube video from CBS about why credit unions are better in every way than banks! http://youtu.be/dSSH82DdMH4

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  • Did you know: Credit Unions are democratically operated
    July 20, 2011

    Did you know that the members of a credit union are also the decision-makers of the credit union?  All credit unions periodically hold a general membership meeting to which all members are invited.  The members directly vote on major issues, including electing a board of directors, and every...

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  • Book Review: The 5 Lessons a Millionaire Taught Me about Life and Wealth
    July 19, 2011

    The 5 Lessons a Millionaire Taught Me about Life and WealthAuthor: Richard Paul Evans A quick read, this concise book is interesting because it combines the practical tools of smart money management (build a nest egg, pay off your debt) with the somewhat spiritual or metaphysical (decide to be...

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  • Identity Theft Via Facebook and Twitter
    July 14, 2011

    Are You Inviting Thieves at Social Networking Sites? Now a more popular way (according to Nielsen Online) to keep up with people than email, sites such as Facebook and Twitter are growing rapidly. Although social networking sites are a convenient way to keep up with friends and family, remember that...

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  • Credit Unions Are Pro-Small Business
    July 11, 2011

    Are you a small business owner?  Read on usatoday.com about what credit unions are doing to help you that banks are not:

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  • Exclusive Deal for Credit Union Members!
    July 8, 2011

    Ladies: Want to know how to dress well without spending a lot? DailyWorth is a new email newsletter for women, which offers insightful tips and tales from the financial frontlines. It includes everything from asking for a higher salary to building your own wealth, to firsthand accounts from other...

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  • Electronic statements
    May 9, 2011

    Did you know that signing up for electronic statements saves you money even if you can receive paper statements for free?  If you are a member of a credit union, you are a part owner of the organization.  That means that any profits of the credit union go into your pocket in the form of higher...

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  • New website!
    May 5, 2011

    Check it out!  Jefferson Credit Union has a new website!  If you haven't already explored the new site, please do so.  You'll find access to information for all your financial needs with a brand new experience!

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  • Story of Woman in Concord After Storm
    May 4, 2011

    Here is an article with the story of a woman in Concord concerning the storm.  Recovery will be a tough, long road for these people, so please keep all storm victims in your thoughts and/or prayers!

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  • Durbin Amendment
    May 3, 2011

    Check out this link about the Durbin Amendment, a piece of legislation that will set a limit on the amount of fees that banks and credit unions can charge merchants for debit card transactions: ...

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  • Credit unions are better than banks--Exhibit A!
    April 5, 2011

    Credit Unions have been an American mainstay for more than a century, and could become the next trend in banking for many consumers as traditional financial institutions continue to roll back banking services in response to federal regulations tightening the noose on their fees.   Credit Unions,...

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