Products

Enjoy your freedom with Priority 1.

We all know what it’s like to feel pampered, when your needs seem like they’re the most important in the world. It’s like getting that parking space right up front, or being first in line at the drive-thru.

At Jefferson Credit Union, we believe your banking experience should be like that all the time. That’s why we want you to know that you are our number one priority. We’re not just whispering either. We’re shouting it from the rooftops.

At Jefferson Credit Union, providing our members with great products and services is our number one priority. It’s our goal. It’s what we live for.

We rebuilt our services with you in mind.

We have rebuilt our line of checking, savings, and loan accounts with you in mind.

Want traditional services? You can have them.

Want a better mobile experience? It’s yours.

Want eStatements and free ATM’s? You got it.

Want fast, friendly service from people you know and trust? It’s what we do.

In fact, we’re improving everything we do with you in mind. Doesn’t that feel better? It should, because you are number one with us.

Priority 1 Account Features

Priority 1 Checking Account

  • Free checking
  • Earn dividends on your balance*
  • Visa® check card with SmartChange™ round-up savings option
  • JCU Mobile App
  • JCU Mobile Deposit
  • Online bill pay
  • P2P (Pocket-to-Pocket) funds transfer
  • eStatements and eAlerts
  • ReadyCash™ overdraft line of credit
  • Rebate on one box of checks per year

Priority 1 Savings Account Features

  • Christmas Clubs
  • Jefferson Kids Custodial accounts
  • Multiple sub-accounts available under one core account

Priority 1 Car Loan Features

  • CarKnowledge™ buyer information
  • Good rate promise
  • Flexible terms

Priority 1 Personal Loan Features

  • Classic Visa Credit Card
  • Classic Visa Secured Credit Card
  • ReadyCash Line of Credit
  • Freedom Loans
  • Guarantor/Co-maker loans

*Dividends will be earned for accounts with a minimum $250 balance.