How to save on service charges and fees:
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| Share Savings Account Withdrawal Fee Charge after six free withdrawals per month. Add a $2.00 mail fee for check mailed to address on record. |
$3.00 |
| Cash Manager Monthly Service Charge | $5.00 |
|
Monthly Maintenance Fee |
$5.00 |
| Classic Checking Monthly Maintenance Fee Charge is waived for members over age 65 |
$2.95 |
| Investment Account Monthly Maintenance Fee Charge for Priority 1 Investment account (formerly Money Market/Easy Access) if the account balance is less than $2,500.00 on the last business day of the month. |
$7.00 |
| Mail Service Statement Fee Charge is waived for members age 65 and older and waived for members age 18 and younger |
$2.95 |
| Overdraft Transfer Fee Automatic transfer of funds from a line-of-credit loan or savings account to checking to avoid a non-sufficient funds (NSF)/overdraft fee. |
$5.00 |
| Funds Transfer Fee or Balance Inquiry Fee Charge for Jefferson Extension Center-assisted account-to-account transfer. Branches no longer offer. |
$2.50 |
| Wire Transfer Fee Charge for outbound/inbound domestic wire transfers. The fee for outbound/inbound International wire transfers is $30.00. |
$12.00 |
| Overdraft/Non-Sufficient Funds (NSF) Fee Per item paid or returned. |
$35.00 |
| Stop Payment Order The Credit Union waives this fee for one stop-payment order per year or with a signed fraud affidavit. |
$33.00 |
| Teller/Cashier’s Check | $5.00 |
| Money Order | $2.00 |
| Statement/Account History Report Add $2.00 mail fee for statement/report mailed to address on record. |
$5.00 |
| Research/Reconcile Account Fee Charge to research a single item posted is $5.00. The charge for multiple items is $25.00 per hour, one-hour minimum charge, plus Document Fee. |
$25.00 |
| Document Fee Charge for a document with up to three (3) pages; the fee for additional pages is $1.00 per page. |
$3.00 |
| Check Cashing Fee Charge to cash a Tax Refund Check. The payee must have an active Jefferson checking account or pay an additional $5.00 fee. Check cashing service is for Jefferson members only. |
$5.00 |
| Account Dispute Fee There is no charge for a dispute claim. Refer to the disclosure on your account statement for proper procedure for filing a claim. |
No Fee |
| Fraud Claim Fee There is no charge to file a valid fraud claim. The claim must include a police report and a signed statement of fraud. |
No Fee |
| Pocket-2-Pocket (P2P) Transfer Fee | $1.50 |
| Shared Branch / CU Service Center Convenience Fee | No Fee |
| Visa Gift Card Fee (maximum $500 per card) | $3.00 |
| Debit/Credit/ATM Card Replacement Fee Fee is waived for damaged cards returned to the Credit Union, or if a fraud affidavit is filed with the Credit Union. |
$10.00 |
| ATM Withdrawal/Inquiry Fee For ATMs not on Jefferson Credit Union’s networks. Ask about JCUs’ ATM fee refund policy |
$1.00 |
| Returned Statement Fee For each returned statement and no Change of Address form on file. |
$10.00 |
| Dormant Account Fee Charged monthly after 24 months of inactivity (no deposits or withdrawals) by member. |
$10.00 |
| Account Closing/Reopening Fee Charge to close a new account if open less than 90 days, or to reopen an account that has been closed less than 90 days. |
$15.00 |
| Garnishments, Levies, Court Order | $125.00 |
| Check Orders Cost varies by style and quantity. Rebate offers are available on basic checks for members over age 50 with direct deposit and in good standing. |
Varies |
| Counter Checks (sheet of 4) | $2.00 |
| Jefferson Credit Union reserves the right to change terms, conditions, and/or pricing of our products upon reasonable prior notification. | |
| The charges and fees in this schedule cover deposit accounts and some loan fees. The Credit Union appropriately discloses other fees with application or request for the product or service. | |