Our Story

Jefferson Credit Union is owned by ordinary people who work together as members to help each other achieve financial success and live well. Members trust us because we have qualified, stable management; and, we’re a local, member-owned cooperative. The money they save is used to fund loans for themselves and other members who borrow to buy houses and cars, to pay for their children’s education and many other worthwhile purposes. In addition to loans and savings, Jefferson Credit Union adds value to membership by offering a variety of modern banking services.

JCU is not for profit or charity, but for service. Members trust us because we have qualified, stable management; and, we’re a local, member-owned cooperative. Members know that we walk with them through good times and bad times. No matter which lot you’re in, Jefferson Credit Union offers real solutions to help you achieve your financial goals.  And, turn your financial dreams into reality.

Radio commentator Paul Harvey said, “In times like these it’s good to remember that there have always been times like these.” Jefferson Credit Union understands this because we’ve been helping our members through good times and bad times since 1928. And we are very good at it.

BauerFinancial, the nation’s leading bank and credit union rating and research firm, rates Jefferson Credit Union at the highest possible
rating—five-star—because of sound decision making and total focus on the welfare of our members.